About Flowpesa

Money that moves
the way Uganda moves

Flowpesa is a Kampala-born digital wallet on a mission to make sending, receiving, and managing money effortless for every Ugandan whether or not they've ever set foot in a bank.

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Kampala, UgandaWhere it all started
Launching soonAndroid first, iOS next
Flowpesa customer in Uganda
2024 Founded in Kampala
2

Networks supported
MTN & Airtel

<2min

To sign up
No paperwork

0UGX

Wallet-to-wallet
transfer fees

24/7

Support &
fraud monitoring

Ugandan trader using a smartphone
Flowpesa app dashboard
Our Story

Started in Kampala, built for the whole country

Most payment apps were designed for markets far from Owino, Kisenyi, or Gulu. We started Flowpesa to change that.

Millions of Ugandans move money every single day through MTN MoMo, Airtel Money, and the trusted people around them. Our founders grew up sending fees home and paying bills over the counter, and set out to build one wallet that works with the SIM already in your pocket.

Today Flowpesa brings deposits, transfers, bill payments, and QR payments into a single, secure app. No bank account. No paperwork. No stress.

Our Mission

To give every Ugandan banked or unbanked a simple, secure way to send, receive, and manage money right from their smartphone.

Our Vision

A Uganda where financial freedom fits in every pocket where distance, paperwork, and queues never stand between people and their money.

What We Value

The principles behind every feature we build

01

Trust & Security

Every transaction is encrypted, PIN-protected, and monitored for fraud in real time. Your money stays yours.

02

Built for Community

From traders to boda riders to families, we design for how Ugandans actually live and move money together.

03

Simplicity First

No paperwork, no jargon, no queues. If your grandmother can't use it in a minute, we haven't finished.

04

Speed That Matters

Market days, rent, emergencies money moves in seconds, because life doesn't wait for a transfer to clear.

Our Journey

From an idea in Kampala to your pocket

We're building in the open. Here's where we are and where we're headed.

2024

Founded in Kampala

A small team of Ugandan builders set out to fix how the country moves money.

2025

Building the Wallet

Deposits, transfers, bill and QR payments engineered around MTN & Airtel.

You are here

Waitlist Open

Early Ugandans are signing up now to be first through the door at launch.

Next

Public Launch

Android first, iOS shortly after a wallet for every phone in Uganda.

A Note From The Team

"We grew up here. We've stood in the queues, chased change on market days, and sent fees home over the counter. Flowpesa is the wallet we always wished we had and we're building it for our own families first."

FT
The Flowpesa Team Kampala, Uganda

Be part of the Flowpesa story

Join our waitlist and be first to know the moment we launch — Android first, iOS shortly after.