Pricing

Simple pricing.
No hidden fees. Ever.

Opening a Flowpesa wallet is free and always will be. You only pay a small, transparent fee on a few services and wallet-to-wallet transfers are free forever.

Personal
Free

For everyday Ugandans sending money, paying bills, and buying airtime.

Free wallet-to-wallet transfers
Free deposits from MTN & Airtel
No monthly account fees
Low fees on cash-out & bill payments
Join the Waitlist
Popular Business
Free to set up

For vendors, dukas, and boda businesses accepting payments.

Everything in Personal, plus:
Your own printable merchant QR
Low flat fee per QR payment
Daily sales summaries & receipts
Join the Business Waitlist

Exact transaction fees will be published at launch. Wallet-to-wallet transfers between Flowpesa users are always free.

Fee Breakdown

What each service costs

Flowpesa-to-Flowpesa transfersSend money to any Flowpesa user
Free
Deposits (MTN & Airtel)Add money to your wallet
Free
Cash-out to MTN / AirtelWithdraw to a mobile money number
Low fee
Bill payments (UEDCL, NWSC, DStv)Pay utilities from your wallet
Low fee
Airtime & data top-upBuy airtime or bundles
Free
Monthly account feeKeeping your wallet open
0 UGX

Pricing questions

No. Opening and keeping a Flowpesa wallet is completely free there are no monthly or maintenance fees.

Wallet-to-wallet transfers between Flowpesa users are always free. Cash-outs to MTN or Airtel numbers carry a small fee.

Services like cash-outs and bill payments involve network and partner costs. We keep these fees low and fully transparent no surprises.

We'll publish the full fee schedule at launch. Join the waitlist to be notified the moment it's live.

Start free. Stay free.

Join the waitlist and open your Flowpesa wallet the moment we launch no cost, no catch.