Mobile Money Wallet
Deposit, send, and receive money using MTN MoMo or Airtel Money. Your wallet works with the SIM card already in your pocket.
QR Code Payments
Accept or make payments instantly by scanning a QR code. Perfect for market vendors and small businesses no POS machine needed.
Bill Payments
Pay your UEDCL electricity, NWSC water, DStv, and other bills directly from your wallet. No queues, no cash, no stress.
Airtime & Data
Top up airtime and buy data bundles for any MTN or Airtel line yours or a loved one's in a couple of taps.
School Fees
Pay tuition and school fees directly to registered institutions and get an instant digital receipt for your records.
Transaction History
Every shilling tracked. Instant receipts, spending summaries, and full visibility into your wallet, anytime.
Instant transfers to anyone, anywhere in Uganda
Send money to any Flowpesa user for free, or cash out to any MTN MoMo or Airtel Money number. Money moves in seconds for market days, rent, school runs, and emergencies alike.
Accept payments with just a QR code
Whether you run a market stall, a boda business, or a duka, Flowpesa turns your phone into a till. Print your QR, let customers scan, and get paid instantly no POS machine, no card fees.
Explore Flowpesa for BusinessNo hidden fees. Ever.
Wallet-to-wallet transfers between Flowpesa users are always free. Other services carry small, transparent fees.
Flowpesa-to-Flowpesa transfers
Deposits from MTN & Airtel
Cash-outs & bill payments
Monthly account fees