Innovative Fintech · Uganda

One secure wallet for
all your mobile money

Pay UEDCL, NWSC, DStv, school fees, buy airtime and data, all in one app. Free wallet-to-wallet transfers, built for Ugandans, by Ugandans.

See How It Works Join Waitlist
Works with the networks and billers you already use
MTN Mobile Money Airtel Money National Water and Sewerage Corporation
Ugandan using Flowpesa
Flowpesa app dashboard
Flowpesa customer

Mission Statement

To give every Ugandan banked or unbanked a simple, secure way to send, receive, and manage money from their smartphone.

About Us

Built for Ugandans. Powered by Mobile Money.

Flowpesa is a Kampala-based digital wallet built for the way Ugandans actually move money, through MTN MoMo, Airtel Money, and the people around them. No bank account required.

Whether you're a trader in Owino, a boda rider in Kisenyi, or sending money to family in Gulu, Flowpesa makes it instant, safe, and affordable.

Uganda-First
Bank-Grade Security
Instant Transfers
Low Fees
Built for Communities

Why Ugandans
Choose Flowpesa

Most payment apps weren't built with Uganda in mind. Flowpesa was from MTN MoMo to Airtel Money, we work with the networks you already trust. No bank account, no paperwork, no stress.

Join the Waitlist

Works With Your SIM Card

Send and receive money using MTN MoMo or Airtel Money. No bank account needed just your phone number.

Full Transaction History

Every shilling tracked. Get instant receipts, spending summaries, and full visibility of your wallet.

Customer Support

Reach us via chat, email, or our help center. We're here to help whenever you need us.

Instant Transfers

Send money to anyone in Uganda in seconds. Market days, emergencies, rent Flowpesa moves as fast as you do.

How It Works

Get started in under 2 minutes

All you need is your Ugandan phone number. No paperwork, no bank visit.

1

Join the Waitlist

Sign up and be first to know when we launch. Android first, iOS shortly after.

2

Register Your Number

Your Ugandan phone number is all you need to get started. No bank account required.

3

Add Money

Deposit instantly via MTN MoMo or Airtel Money, straight from your phone.

4

Send, Pay & Manage

Send money, pay bills, and scan QR codes all from one wallet.

Our Services

Everything you need to move money in Uganda

Mobile Money Wallet

Deposit, send, and receive money using MTN MoMo or Airtel Money. Your wallet works with the SIM card already in your pocket.

QR Code Payments

Accept or make payments instantly by scanning a QR code. Perfect for market vendors and small businesses no POS machine needed.

Bill Payments

Pay your UEDCL electricity, NWSC water, DStv, and other bills directly from your wallet. No queues, no cash, no stress.

Explore all services
FAQ

Frequently Asked Questions

Can't find your answer? Email us at support@flowpesa.com

Yes! Flowpesa is built specifically for Uganda, supporting MTN Mobile Money and Airtel Money networks.

No. All you need is a Ugandan phone number and an active MTN or Airtel SIM card.

Deposit instantly via MTN MoMo or Airtel Money directly from your phone. No bank visit required.

Yes. Every transaction is encrypted, PIN-protected, and monitored for fraud in real time.

Flowpesa charges a small transaction fee. Wallet-to-wallet transfers between Flowpesa users are free.

We're in the final stages of development. Join our waitlist to be notified the moment we launch.

Contact

Get in touch

Have a question or want to partner with us? We'd love to hear from you.

Emailsupport@flowpesa.com
AddressKampala, Uganda