How It Works

Up and running in under 2 minutes

All you need is your Ugandan phone number. No paperwork, no bank visit, no waiting. Here's exactly how Flowpesa works from sign-up to your first payment.

Join the Waitlist See the Steps
Flowpesa app in use
<2min

To sign up

0

Forms to fill

2

Networks supported

Instant

First transfer

Four Simple Steps

From download to done

1

Join the waitlist & get the app

Sign up today to be first in line. When we launch, you'll get the Flowpesa app on Android first, with iOS following shortly after. No cost to join.

Takes about 30 seconds.

Flowpesa app / waitlist confirmation
Registering with a phone number
2

Register with your phone number

Enter your Ugandan phone number and verify it with a one-time code. That's your account no bank statements, no ID paperwork, no branch visit.

Works with any active MTN or Airtel SIM.

3

Add money to your wallet

Top up instantly from MTN MoMo or Airtel Money, straight from your phone. Deposits are free and land in your wallet in seconds ready to spend.

Free deposits from both networks.

Adding money to a Flowpesa wallet
Sending money and paying bills
4

Send, pay & manage

Send money to anyone, scan a QR to pay a vendor, or clear your UEDCL, NWSC, and DStv bills all from one wallet. Every transaction gets an instant receipt.

Free wallet-to-wallet transfers, always.

Built to be Safe

Your money is protected at every step

Security isn't a feature you turn on it's built into how Flowpesa works.

PIN & Encryption

Every payment is confirmed with your private PIN and secured with end-to-end encryption.

Real-Time Fraud Watch

Transactions are monitored around the clock, so suspicious activity is flagged instantly.

You're in Control

Lock your wallet, review every receipt, and get instant alerts on all account activity.

That's it you're ready to flow

Join the waitlist now and be first to move money the easy way when we launch.